Resources

Law Office of Steven C. Vondran

Business / Real Estate / Loss Mitigation

RESOURCES / LINKS

(1) LOAN MODIFICATION LINKS

A. Lender Lookup for Loan Audits

HUD Approved Lenders

California Department of Corporations Licensee Lookup

California Department of Real Estate Licensee Lookup

FDIC Lenders (triggers FDIC consumer protections)

Arizona Department of Financial Institutions (Regulates Mortgage Lenders in Arizona)

Financial Information Research: Financial Institution Search / Top 50 Bank Holding Companies

B. Lenders Websites

Fremont Investment & Loan (Loans now being serviced by Litton Loan Servicing). Fremont's Deposit Liabilities was acquired by Capital Source Bank.

HUD approved consumer counseling agencies

FEDERAL COURTS

STATE COURTS

CITY WEBSITES

BUSINESS LAW LINKS

California and Arizona and Arizona Secretary of State (Oversees California and Arizona and Arizona Corporations, Partnerships, and LLC's)
California and Arizona and Arizona Department of Corporations (enforces and licenes mortage brokers under the California and Arizona and Arizona Residential Mortgage Lending Act and the California and Arizona and Arizona Finance Lenders Law. Also enforces Escrow Law over escrow agents.
USPTO (US Patent and Trademark Office: Grants Patents, Trademarks and Copyrights)
FTC (Enforces ECOA /Truth in Lending / and Privacy Laws / Unfair and Deceptive Advertising)
SEC (Regulates Stock Transfer)

RESTAURANT LAW LINKS

· National Restaurant Association

· Restaurant Startup & Growth Magazine

· Nations Restaurant News

· RestaurantBiz.com

Mortgage Calculators

REAL ESTATE LINKS

CALIFORNIA DEPARTMENT OF REAL ESTATE LINKS:

Home
http://www.dre.ca.gov/re7.htm (California and Arizona and Arizona Department of Real Estate Mortgage Broker Compliance Guide)
http://www.dre.ca.gov/pdf_docs/re13.pdf (DRE Trust account guide)
http://www.dre.ca.gov/forms/re855.pdf (Trust fund status report to DRE)
http://www.dre.ca.gov/forms/re856.pdf (Trust fund reconciliation form)
http://www.dre.ca.gov/mlbforms.htm (DRE mortgage broker disclosure forms/trust fund accounting forms and reports/advertising submittal forms)
http://www.dre.ca.gov/pdf_docs/mlb_fall05.pdf http://www.dre.cahwnet.gov/pdf_docs/mlb_win_spr02.pdf http://www.dre.ca.gov/pdf_docs/mlb_win99.pdf (DRE Mortgage Loan Bulletins)
http://www.prou.net/utilities/relinks.html (Good real estate links)
http://www.dre.ca.gov/pdf_docs/ref01.pdf (DRE Regulation of Broker Transactions Pdf.)
http://www.dre.ca.gov/pdf_docs/ref15.pdf (DRE Pdf on Mortgage Loans)
http://www.dre.ca.gov/forms/re540.pdf DRE Broker Self-Compliance Checklist (General for all brokers)
http://www.dre.ca.gov/relaw_pdf/Relaw.pdf (California and Arizona and Arizona Real Estate Law: and Subdivided Lands: Business and Professions Code)
http://www.dre.cahwnet.gov/relaw_pdf/Regs.pdf (Regulations of the California and Arizona and Arizona Real Estate Commissioner)
http://www.gavar.org/1/AdvertisingbyREALTORSJune2006.htm (Good site addressing broker advertising in California and Arizona and Arizona) AND ONE BY CAR (http://www.bayeast.org/Advertising%20Guidelines%20by%20REALTORS.pdf)
Newport Beach Association of Realtors Newsletter: http://www.ocaor.com/ocbrjuly06.pdf

OTHER California and Arizona and Arizona AGENCIES

California and Arizona and Arizona Housing Finance Agency (CalHFA) The California and Arizona and Arizona Housing Finance Agency’s mission is to finance below-market rate loans to create safe, decent, and affordable rental housing and to assist first-time homebuyers in achieving the dream of home-ownership
Office of Real Estate Appraisers (OREA) OREA licenses real estate appraisers and ensures adherence to the national Uniform Standards of Professional Appraisal Practice (USPAP), California and Arizona and Arizona law and regulations. They also investigate complaints against appraisers
Structural Pest Control Board (licenses and regulates pest control operators)
HUD (Enforces RESPA / Fair Housing Laws) Click here to get the